What In The World Is Kit Car Insurance?
By Peter Crump

If you are fortunate enough to be an owner of a kit car, then you also know that from day one you need kit car insurance. If you’re rebuilding your car, you will need kit car insurance from the first piece that’s shipped in to the last when it’s all assembled and beyond. There are insurance companies that will provide coverage every step of the way when it comes to kit cars. They have tailored made car insurance to cover your every need.

Such an insurance company can offer you a “goods in transit” kit car insurance policy to cover you collecting from the manufacturer through the building process and on the road. This is what makes them different than the general automobile insurance companies. They can provide coverage for those of you that have parts of your car waiting in your garage to be assembled providing you with peace of mind with this type of car insurance.

Of course owning a collector’s car is not always fun and games. Most of the kit car insurance policies stipulate that your collector’s car can only be driven 2500 miles in a year. This is where the kit car insurance differs from the general automobile insurance companies. Some of these general insurance companies will extend the mileage to 5000 miles a year depending on your needs. If you have a car show that is 2500 miles for a return trip that would mean you would have no mileage left for the rest of the year. Whereas if the mileage is doubled then you could take your car to the show and still have lots of mileage left for those quick trips you want to take.

Whether you are building your car or taking it out for it’s first spin you need kit car insurance to let you drive without worry. After all this is your baby and you have invested a lot of money into your dream car. So why not have it fully covered with car insurance? You will feel so much better as you drive down the road with all those eyes upon you admiring the piece of workmanship that you are driving.

If you’re building a kit car you need kit car insurance.

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